Credit Key lets eligible business customers buy now and pay over time—with fast approval and clear terms at checkout.
How it works:
1. Choose Credit Key at checkout.
2. Apply in minutes. Instant decision for most U.S. businesses.
3. Pick your plan. Common options include Net-30, 3, 6, or 12 months (availability depends on eligibility).
4. Complete your purchase. Your payment schedule is confirmed before you place the order.
Example (illustrative): Financing $700 over 12 months at a base rate of 1% would be about $69.50/mo. Your actual rate, term, and payment are shown at checkout once you’re approved.
Interest & fees
- If your plan includes interest, the interest fees and total cost are disclosed up front—you’ll never pay more than what you agree to at checkout.
- No prepayment penalty. Pay off early and you’ll only owe any interest that has already accrued.
- Late/other fees: If applicable, any fees are shown in your Credit Key agreement and schedule at checkout.
Eligibility
- Available to U.S. business customers (subject to credit approval).
- Offer, rate, term, and credit limit depend on your business credit profile and order amount.
- A minimum purchase amount may apply (displayed at checkout).
Managing your plan
- View your balance, due dates, and statements in your Credit Key account.
- Update payment methods or make extra payments anytime.
Need Help?
- Visit: Credit Key Help Center
- Email: support@creditkey.com
- Phone: 844-334-3636
Disclosures
Financing is subject to eligibility and credit approval. Available terms, interest fee ranges, credit limits, and any applicable fees are presented at checkout and in your Credit Key agreement. Offers vary by customer and purchase amount.
Credit Key is not a bank. The 0% interest for 60 days promotional offer (“Promotion”) is available only to eligible business customers and applies solely to qualifying business financing originated through Credit Key and issued by Lead Bank, Member FDIC. This Promotion is not available for consumer transactions and may not be combined with or applied to any other discounts, promotions, or rate offers. Standard rates, fees, and terms will apply following the promotional period in accordance with your loan agreement. All financing is subject to credit approval, underwriting, and verification by Lead Bank. Offer terms, eligibility requirements, and availability are subject to change or withdrawal at any time without prior notice. Promotional offer expires 10/31/2025.